If you are a pensioner and you need additional cash and/or you want to refinance your existing obligations, HALKBANK a.d. Beograd offers you a loan with fixed interest rate, with no down payment and no guarantors, all with life insurance free of charge.
Depending on the creditworthiness of the borrower. Maximum amount 1.200.000,00 RSD
RSD
13 – 71 months
No down payment / deposit
13,50%
1.50% - 2,00%
Equal monthly annuities
Promissory note and life insurance free of charge
| Loan amount | 500.000,00 RSD |
| NIR (p.a., fixed) | 13,50 % |
| Repayment term (in months) | 71 |
| Monthly annuity | 10.059,82 RSD |
| Total amount to be repaid | 716.715,35 RSD |
| Front-end fee (1,50%) | 7.500,00 RSD |
| Collateral | Promissory note |
| Life Insurance Policy | |
| Other costs | 246,00 RSD - Credit Bureau |
|
50,00 RSD - promissory note 195,00 RSD – monthly maintenance of the STANDARD current account package |
|
| EKS (p.a.) | 15,01% |
Calculated as at 11.03.2024
The client may be maximum 75 at the time of repayment of the last annuity. Those who will repay their last annuity in 76 and more will need one creditworthy guarantor.
You can apply for this loan for pensioners no matter whether you receive your pension through the account at HALKBANK or not.
