Amount | From RSD 300.000,00 up to RSD 1.200.000,00 |
(depending on creditworthiness) | |
Currency | RSD |
Maturity | 24 months |
Down payment | None |
Minimum monthly obligation | 5% minimum 1.000,00 RSD |
Nominal interest rate fixed (p.a.) | 10,00% |
Obligations to transfer salary | Yes/No |
Collateral | Depending on degree of credit indebtedness |
Representative example | |
---|---|
Transfer of salary | Yes/No |
Credit limit | 300.000,00 RSD |
NIR (fixed, yearly) | 10,00% |
Maturity | 24 months |
Total amount | 335.388,36 RSD |
Other costs | 246,00 RSD Credit Bureau |
50,00 RSD promissory note | |
100,00 RSD monthly maintenance with Gold package of current account | |
Collateral | Promissory note |
EKS | 11,32% |
* Calculated as at 31.12.2024.
PERIODIC LIMITS | |
Daily limits | In the country |
Daily limit for cash drawdown | RSD 50,000.00 (maximum 10 transactions) |
Daily limit for payment for goods/services | RSD 100,000.00 (maximum 50 transactions) |
Internet purchase | RSD 100,000.00 (maximum 20 transactions) |
Daily limits | Abroad |
Daily limit for cash drawdown | EUR 500.00 (maximum 10 transactions) |
Daily limit for payment for goods/services | EUR 1,000.00 (maximum 50 transactions) |
Internet purchase | EUR 1,000.00 (maximum 20 transactions) |
Monthly limit | In the country |
Monthly limit for cash drawdown | RSD 600,000.00 (maximum 30 transactions) |
Monthly limit for payment for goods/services | RSD 600,000.00 (maximum 200 transactions) |
Internet purchase | RSD 300,000.00 (maximum 30 transactions) |
Monthly limit | Abroad |
Monthly limit for cash drawdown | EUR 5,000.00 (maximum 30 transactions) |
Monthly limit for payment for goods/services | EUR 5,000.00 (maximum 200 transactions) |
Internet purchase | EUR 2,500.00 (maximum 30 transactions) |