| Amount | From RSD 55.000,00 up to RSD 300.000,00 |
| (depending on creditworthiness) | |
| Currency | RSD |
| Maturity | 24 months |
| Minimum monthly obligation | 5% minimum 1.000,00 RSD |
| Nominal interest rate fixed (p.a.) | 10,00% |
| Front-end fee | None |
| Obligations to transfer salary | Yes/No |
| Collateral | Depending on the degree of credit indebtedness |
| Representative example | |
|---|---|
| Bank name | HALKBANK a.d. Beograd |
| Currency | RSD |
| Transfer of salary | Yes |
| Credit limit | 100.000,00 RSD |
| NIR (yearly, fixed) | 10,00% |
| Maturity | 24 months |
| Total price of the loan | 14.793,34 RSD |
| Total amount to be paid based on the loan agreement | 114.793,34 RSD |
| Other costs | 246,00 RSD Credit Bureau |
| 50,00 RSD promissory note | |
| 150,00 RSD monthly maintenance of the Silver account package | |
| Collateral | Promissory note |
| EKS | 14,20% |
* Calculated as at 30.06.2025.
Attention! Borrowing money includes costs.
| PERIODIC LIMITS | |
| Daily limits | In the country |
| Daily limit for cash drawdown | RSD 50,000.00 (maximum 10 transactions) |
| Daily limit for payment for goods/services | RSD 100,000.00 (maximum 50 transactions) |
| Internet purchase | RSD 100,000.00 (maximum 20 transactions) |
| Daily limits | Abroad |
| Daily limit for cash drawdown | EUR 500.00 (maximum 10 transactions) |
| Daily limit for payment for goods/services | EUR 1,000.00 (maximum 50 transactions) |
| Internet purchase | EUR 1,000.00 (maximum 20 transactions) |
| Monthly limit | In the country |
| Monthly limit for cash drawdown | RSD 600,000.00 (maximum 30 transactions) |
| Monthly limit for payment for goods/services | RSD 600,000.00 (maximum 200 transactions) |
| Internet purchase | RSD 300,000.00 (maximum 30 transactions) |
| Monthly limit | Abroad |
| Monthly limit for cash drawdown | EUR 5,000.00 (maximum 30 transactions) |
| Monthly limit for payment for goods/services | EUR 5,000.00 (maximum 200 transactions) |
| Internet purchase | EUR 2,500.00 (maximum 30 transactions) |
