Halkbank Beograd | RSD Loans with 100% Deposit

RSD Loans with 100% Deposit

General

HALKBANK offers the possibility of providing cash loans with 100% deposit with fast and simple approval procedures.

Benefits

Loans are approved:

  • With fixed monthly instalment in RSD

Terms and Conditions

Amount

In the amount of deposit placed

Loan currency

RSD

Repayment term

Equal to the deposit term period

Deposit

100% of the loan amount

Nominal interest rate (fixed p.a.)

3.50%

Front-end fee

0,50% - 0.70% on a lump sum

Repayment

In equal monthly instalments

Collateral

Deposit, 100% of the loan amount
Promissory note of the borrower

Representative example

Bank name HALKBANK a.d. Beograd
Salary transfer No
Amount 1.000.000 RSD
Loan currency RSD
Repayment 60 months
Nominal interest rate (fixed, p.a.) 3,50%
Approval fee (0,70%) 7.000,00 RSD
Monthly annuity 18.166,90 RSD
Total price of the loan 97.310,02 RSD
Collateral Deposit 100% of the loan amount, promissory note of the borrower
Other costs  246,00 RSD - Credit Bureau
50,00 RSD - promissory note
Total amount to be repaid 1.097.310,02 RSD
Effective interest rate Effective Interest Rate cannot be presented due to a relatively high deposit amount which serves as collateral for the loan

Representative example on 30.06.2025.

Attention! Borrowing money includes costs.

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Personal information

+381

Additional info


Questions

Permanent employment is not a precondition for applying for this loan.