HALKBANK offers the possibility of providing cash loans with 100% deposit with fast and simple approval procedures.
Loans are approved:
In the amount of deposit placed
RSD
Equal to the deposit term period
100% of the loan amount
3.50%
0,50% - 0.70% on a lump sum
In equal monthly instalments
Deposit, 100% of the loan amount
Promissory note of the borrower
| Amount | 500.000 RSD |
| Repayment | 36 months |
| Loan currency | RSD loans |
| Nominal interest rate (fixed, p.a.) | 3,50% |
| Front-end fee (0,70%) | 3.500,00 RSD |
| Monthly annuity | 14.638,88 RSD |
| Collateral | Deposit 100% of the loan amount, promissory note of the borrower |
| Other costs | 246,00 RSD - Credit Bureau |
| 50,00 RSD - promissory note | |
| Total amount to be repaid | 526.999,86 RSD |
| Effective interest rate | Effective Interest Rate cannot be presented due to a relatively high deposit amount which serves as collateral for the loan |
Representative example on 26.07.2024.
Permanent employment is not a precondition for applying for this loan.
