In HALKBANK a.d. Belgrade, you can apply for subsidized loans provided in cooperation with the Ministry of Agriculture, Forestry and Water Management.
Financing of raw materials, livestock, fodder, equipment and machinery for your registered farm is available at a fixed interest rate in dinars.
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Maturity up to 60 months |
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Minimal amount |
600,000 RSD |
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Maximal amount |
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Maturity |
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Grace period |
Up to 12 months |
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Repayment |
Monthly, quarterly, semi-annual and annual annuity for loans with repayment up to 36 months Semi-annual annuity for loans with repayment from 36 – 60 months |
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Purpose |
Working capital /Permanent working capital / Investment |
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Interest rate |
0,00% |
Mineral feritilzers – all users |
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1,00% |
For all purposes up to 36 months
Purchase of heifers (young cows ) - all users |
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Disbursment fee |
Up to 1,50% |
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| Loan for purchase mehanization in cooperation with Ministry of agriculture |
| Loan amount | 2.913.732,00 RSD |
| Maturity | 36 monthsi |
| Interest rate (yearly) | 1,00% |
| Disbursment fee | 0,75% |
| Effective interest rate(yearly) | 1,46% |
| Semmi-annual anuity | 494.134,00 RSD |
| Costs for client -calculated in effective interest rate calculation |
| Promisory notes cost | 100 RSD |
| Credit bureau report | 246 RSD |
| Tax administration certificate | 660 RSD |
