HALKBANK a.d. Belgrade offers you the opportunity to purchase new and used vehicles through dinar or foreign currency loans at a very favorable interest rate.
After choosing the desired vehicle and with the pro-invoice from the authorized dealer, visit our nearest branch.
| Amount | Depending on creditworthiness |
| Loan/credit card currency | Dinar loan indexed in EUR |
| Repayment period | 84 months |
| Participation | 4,500.00 EUR (minimum 30.00% of the value of the vehicle) |
| Monthly commitment | Depending on the loan amount |
| Nominal interest rate (p.a.) | 6,49% fixed |
| Loan processing fee | 1,50% |
| Loan repayment method | Equal monthly annuities |
| Security |
Bill of exchange (without mandatory comprehensive insurance and pledge on the vehicle up to the loan amount of EUR 15,000.00) |
|
| |
|---|---|
| Salary transfer | No |
| Vehicle value | 15,000.00 EUR |
| Participation | 4,500.00 EUR (minimum 30.00% of the value of the vehicle) |
| Loan amount | 10,500.00 EUR |
| Nominal interest rate (p.a.) | 6,49% fixed |
| Deadline in months | 84 months |
| The amount of the monthly annuity | 154,93 EUR |
| Fee for processing and realization of credit request | 1,50% |
| Total amount to be repaid | 13,013.84 EUR |
| Other costs | 246,00 RSD Credit Bureau 50,00 RSD Promissory note |
| Collateral | Promissory note (without compulsory comprehensive insurance and pledge on the vehicle up to the loan amount of EUR 15,000.00) |
| EIR | 6,99% |
Calculated as on 07.05.2024.
