HALKBANK a.d. Belgrade offers you the opportunity to purchase new and used vehicles through dinar or foreign currency loans at a very favorable interest rate.
After choosing the desired vehicle and with the pro-invoice from the authorized dealer, visit our nearest branch.
| Amount | Depending on creditworthiness |
| Loan/credit card currency | EUR in RSD equivalent at the NBS middle exchange rate on the loan disbursement date |
| Repayment period | 84 months |
| Participation | Minimum 30.00% of the vehicle value |
| Monthly commitment | Depending on the loan amount |
| Nominal interest rate (p.a.) | 6,49% fixed |
| Loan processing fee | 1,50% |
| Loan repayment method | Equal monthly annuities |
| Security |
Bill of exchange (without mandatory comprehensive insurance and pledge on the vehicle up to the loan amount of EUR 15.000,00) |
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| |
|---|---|
| Bank | HALKBANK a.d. Beograd |
| Salary transfer | No |
| Currency | EUR in RSD equivalent at the NBS middle exchange rate on the loan disbursement date |
| Vehicle value | 10.000,00 EUR |
| Participation | 3.000,00 EUR (minimum 30,00% of the value of the vehicle) |
| Loan amount | 7.000,00 EUR |
| Nominal interest rate (p.a.) | 6,49% fixed |
| Deadline in months | 84 months |
| The amount of the monthly annuity | 103,29 EUR |
| Fee for processing and realization of credit request | 1,50% |
| Total price of the loan | 1,783,36 EUR |
| Total amount to be paid based on the loan agreement | 8.783,36 EUR |
| Other costs | 246,00 RSD Credit Bureau 50,00 RSD Promissory note |
| Collateral |
Promissory note (without compulsory comprehensive insurance and pledge |
| EIR | 6,99% |
Calculated as on 30.06.2025.
Attention! Borrowing money includes costs.
