Instant payment system is the latest model of payment where transactions are executed within 10 seconds. This modern payment system provides you to pay your monthly bills by simple scanning QR code from your paper bill, as well as by scanning (IPS scanning) or presenting (IPS show) QR code at points of sales.
To use payment option with IPS QR code, you need activated SmartHALK mBank application and mobile device with camera and internet access.
You can pay with IPS QR code at points of sales that accept instant transfers by IPS QR code, as well as on paper bills with printed NBS IPS QR code.
