Halkbank Beograd | Cash Loans and Refinancing Loans
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Cash Loans and Refinancing Loans

NKS 7,75% EKS 8,43%

Terms and conditions of loan

 

Amount
(depending on creditworthiness)
Up to 3.000.000,00 RSD
Loan currency RSD
Maturity in months Up to 71
Monthly obligation Depending on the loan amount
Nominal interest rate (p.a.) 7,75%
Approval fee Without approval fee
Repayment In monthly annuities
Obligation of salary transfer Yes (90 days)
Collateral Promissory note 

 

Representative example

Bank name HALKBANK a.d. Beograd
Salary transfer Yes
Loan amount 1,000.000,00 RSD
Loan currency RSD
Down payment None
NIR (p.a.) 7,75%
Maturity 71 months
Monthly annuity 17.476,89 RSD
Front-end fee None
Total price of the loan 262.099,87 RSD
Total amount to be paid based on the loan agreement 1.262.099,87 RSD
Other costs

246,00 RSD Credit Bureau
50,00 RSD Promissory note

295, 00 RSD per month - The cost of maintaining the current SILVER package

Collateral Promissory note
EIR 8,43%
Calculated as on 29.09.2025.   
Attention! Borrowing money includes costs.